With a self-build mortgage, money is released in stages – in arrears or advance – as a build progresses. Every self-build project has key stages, from the foundations to the final fixtures and fittings.

There are different mortgage types available, depending on your client’s project and their individual circumstances. The referral partner you choose will identify the most appropriate approach for your client.

1Please contact your referral partner for more information on commission rates.



  • You’re not an expert on self-build mortgages.
  • The permissions you’ve been given through your network mean you can’t advise your client directly.
  • Your professional indemnity policy doesn’t cover self-build mortgages.
  • Referring your client will better help you meet consumer duty regulations.

Why refer with us

Referral Pro simplifies the referrals process, making it easy for you uncover new referral opportunities, expand your offering and help more clients achieve their financial goals. 

Each of our partners is a known industry expert, checked by us before inclusion in this service. Each operates under a contractual ‘no cross / repeat sale’ policy, protecting your business and income streams. And some are rated 'Advisers Choice' by advisers like you to reflect good experiences.