When you're advising your client in your area of expertise, they may ask about other products too, like general insurance renewals or protection. Consumer Duty regulations mean it's vital to enable financial goals rather than turn these people away.

You can earn up to 50% of the enhanced lender procuration for general insurance, specialist insurance and protection, depending on the partner and the type of service that you choose. The average commission is £258 – please contact your referral partner for more information.1




  • Home insurance 
  • Landlord insurance 
  • Tenants’ insurance 
  • Life insurance


  • Critical illness cover
  • Income protection
  • Business protection
  • Private medical cover
  • Specialist private medical cover 

Specialist property insurance:

  • Specialist property insurance
  • Development site insurance
  • Lender requirement insurance policy inclusions


  • you’re not an expert in general insurance, protection, and specialist property insurance
  • a provider is not available to you directly
  • the permissions you’ve been given through your network mean you can’t advise your client directly
  • your professional indemnity policy doesn’t cover general insurance, specialist insurance and protection
  • referring your client will better help you meet consumer duty regulations.

Why refer with us

Referral Pro simplifies the referrals process, making it easy for you uncover new referral opportunities, expand your offering and help more clients achieve their financial goals. 

Each of our partners is a known industry expert, checked by us before inclusion in this service. Each operates under a contractual ‘no cross / repeat sale’ policy, protecting your business and income streams. And some are rated 'Advisers Choice' by advisers like you to reflect good experiences.