Accord Mortgages

How to register with this lender as a new user

  • Registering for Accord Mortgages online access is quick, easy and secure and once you do, you'll be able to submit new business to us.
  • Accords new Mortgage Sales & Origination (MSO) portal brings an intuitive and fresh way to handle your mortgage applications with us.
  • How to register for Accord MSO Portal

How to add Mortgage Club as a payment route with this lender

Get in touch with one of Accord’s BDA using Accord’s webchat facility to add Legal & General Mortgage Club as a payment route.

How to contact this lender

Who are we

Accord Mortgages is a dedicated intermediary-only lender and part of Yorkshire Building Society. They exist to help brokers look after what matters most, their clients. 

At Accord mortgages, we take a common-sense, personalised approach to lending with a focus on personal relationships and adding that human touch. 

  • Expert and knowledgeable teams work together to drive great service and outcomes for brokers and their clients  
  • Field-based and telephone Business Development Managers and Business Development Advisors; Lending Specialists; and Underwriting teams look at cases individually 
  • If a case is declined at DIP, brokers can call us to chat it through – we might just surprise you 
  • You can speak to your dedicated case underwriter when you need them – providing a service you can rely on 
  • Easy to contact via Chatbot and Webchat - our chatbot features the answers to your frequently asked questions 
  • Our criteria search functionality contains all of our criteria and is regularly reviewed by our expert teams to ensure it’s up to date, and quick and simple to find the information needed 

What we do

  • Boost LTI - offers up to 5.5 times LTI for clients with household incomes of £60,000 and over 
  • Cascade Score - an alternative product range for brokers whose clients don’t meet Accord’s higher loan-to-value (LTV) scorecard but do meet their standard scorecard. 
  • Offset Mortgage products to give your clients the best of both worlds to 
  • Save money on repayments now or in the future, or 
  • Shorten the mortgage term 
  • Joint Borrower Sole Proprietor – for clients who can't borrow enough on their own, they can add a family member to their mortgage 
  • Welcome box - If one of your clients buys a home with an Accord mortgage, we’ll send out a Welcome Box on your behalf. We take care of the logistics, so there’s nothing for you to do 


Fee received from lender
(Gross fee)
We'll pay you
(Net fee)
BTL product transfer0.30%0.275%
Product transfers residential0.3%0.275%
Residential0.45% (min £200.00)0.425% (min £185.00)
Offset0.45% (min £200.00)0.425% (min £185)
Additional loan0.3% (min £50.00)0.275% (min £30.00)
Buy to let0.5% (min £200.00)0.45% (min £180.00)
Ported products0.3%0.275%