How transferring your pensions works

Simplify your pension savings by transferring in your old pensions to our Personal Pension.

Our online pension makes it simple to manage your investment, putting you in control.

You can start saving into our Personal Pension if you're a UK resident aged between 18 and 74, and start withdrawing money from age 55 (57 from 2028) 

If you're a member of a Legal & General Workplace Pension, you may have the option to consolidate into that scheme, which could be suitable for your needs.

Why consolidate my pensions?

Combining your pots makes it easier for you to manage and monitor your pension savings all through our online account. It might even save you money on less fees and charges.
Although sometimes there are reasons you might not want to transfer a particular pension, for example if they have guarantees or protected benefits, but we will always check and let you know.

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Sounds good. What's the risk?

Our Personal Pension invests in stocks and shares, which means the value of your investment will go down as well as up. It isn't guaranteed, so you may get less than what you put in.

Please read our Key Features and Terms and Conditions before applying for our Personal Pension.



Consolidating your pensions takes minutes

You have two ways to invest in your Pension. Tell us about your existing pension and let us do the rest.

If you're unsure if a pension is right for you, get in touch with a financial adviser or find one through Unbiased.

How transferring your pensions into one works

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Choose your investment type

The first step is to choose between one of five multi-index funds or a default investment option.

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Open a Personal Pension

When you open a Personal Pension with us, we’ll ask you to tell us about any existing  providers or pension pots you know the details of – it’s a good idea to have this information ready before you start.

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Transfer in any pensions

Lastly, once you've set up a Personal Pension, you can decide whether to consolidate your pensions making it easier to see how much you’ve saved.



Pension transfer and consolidation questions

Find out more about transferring and consolidating your pension with our frequently asked questions.