Equity release calculator

This calculator helps you see how much equity you could release with a lifetime mortgage, a loan secured against your home. We’ll ask you to register your details so we can show you the calculation. You may also receive a call from us to assist you with your enquiry.

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I'm looking to release

This is a guide to the lifetime mortgage products we offer, and not advice or a personal recommendation. You can only buy a lifetime mortgage through a financial adviser.

If we call, we’ll use your address to look up your property to assist with your enquiry.

"I started looking at lifetime mortgages because my younger son was living with me. He’s always wanted to get on the property ladder but has never been in a position to save up enough for a deposit. So, I started investigating to see how I could help him. I spoke to a couple of financial advisers and the name that kept coming up all the time was Legal & General, so I thought well it’s got to be worthwhile talking to them to see what they offer." - Evadne, Nottingham

Evadne with dog

Is there a minimum amount I can borrow?

The amount you can borrow using one of our Lifetime Mortgages is based on your age and the value of your home, plus an affordability assessment for the Payment Term Lifetime Mortgage. To help you understand the different limits on our Lifetime Mortgages we’ve outlined the amounts below.

  Interest Roll Up Lifetime Mortgage Optional Payment Lifetime Mortgage Payment Term Lifetime Mortgage
Minimum initial loan amount £10,000 £10,000 £10,000
Minimum amount for additional drawdowns £2,000 £2,000 Additional drawdowns not available.
Maximum total loan amount Determined by your age and property value. Determined by your age, property value, affordability and the length of the payment term.

Your adviser will help you choose the right product for you and make sure that you only borrow as much as you need.

Women on the phone

Call us about equity release

To speak with us about your equity release options, call the number below.

For any other enquiries please get in touch via our contact us page

0808 301 7044

Monday to Friday 9:00am - 5:30pm
We may record and monitor calls.

Need help?

Making decisions about how to finance your retirement is important so it’s worth making use of the guidance and advice services available.


Retirement guidance

Equity Release Council

Legal & General Home Finance Ltd is a member of the Equity Release Council, a trade body setting standards for providers.

Take a look at their consumer brochure for more details

Contact us about equity release

To discuss our Lifetime Mortgages, a loan secured against your home, and if they're right for you. 

Call us on:

0808 301 70440808 301 7044

Monday to Friday 9am to 5:30pm
We may record and monitor calls

Get independent advice

You can't take out an equity release product unless you have taken financial advice.

Find out how to access independent legal and financial advice.