Funeral Cover | Funeral Benefit Option | Legal and General

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Get an extra £250 towards your funeral costs

If you are planning to use the cash sum from your Over 50s Fixed Life Insurance to pay towards your funeral, why not add the Funeral Benefit Option to your Plan.

At the time of claim we will pay your cash sum directly to Dignity Funerals Limited and a Dignity Funeral Director will take care of arrangements.
To help even more, there will be an additional £250 contribution from Dignity towards the final cost of your funeral with a Dignity Funeral Director.

Your family will be in good hands with Dignity

Dignity is a collection of the UK's finest Funeral Directors.
They are devoted to delivering the highest quality funeral services in the UK.
They help people through one of the most difficult times of their life.

We chose them as our partners because of their proven track record in offering care and compassion to their customers.

A nationwide network of owned and approved Funeral Directors across the UK offering caring support and an expert service 24 hours a day, 365 days a year
Dignity serve over 800 local communities across the UK
They have already helped nearly 1 million people plan for their funeral in advance

All Dignity Funeral Directors are accredited by the National Association of Funeral Directors and Dignity Funerals Ltd are regulated by the Financial Conduct Authority.

Source: Dignity plc Annual Report & Accounts 2021.

To search for the nearest Dignity Funeral Director, here’s a useful link

Dignity Funeral Directors

Things you should know

It doesn't cost you anything extra to add Funeral Benefit Option to your Over 50s Fixed Life Insurance, but you do need to make sure you keep paying the premiums for your Plan.
The additional £250 contribution will only be payable when the cash sum from your Plan is paid directly to Dignity Funerals Limited on your death. It will not be paid to your legal representative.
If your funeral costs less than the cash sum from your Plan and the £250 contribution combined, we will pay any money left over to your legal representative. However, if the funeral costs more, your loved ones would need to pay the balance to the Dignity Funeral Director. You need to be aware that inflation will reduce the value of the cash sum and the £250 contribution.
If you die within the first year of taking out the Over 50s Fixed Life Insurance for any reason other than an accident we will not pay the cash sum. Instead, we will refund any premiums already paid to your legal representative rather than to Dignity. However if Dignity conducts your funeral, your legal representative would still be entitled to the £250 contribution.
If you die within the first year of taking out the Over 50s Fixed Life Insurance as a result of an accident (see the Policy Terms and Conditions PDF) or within 90 days of the accident from injuries sustained in it, you will be entitled to the Accidental Death Benefit and the cash sum will be paid to your legal representative rather than Dignity. However if Dignity conducts your funeral your legal representative would still be entitled to the £250 contribution towards your funeral.
You can cancel the Funeral Benefit Option at any time before Dignity has been instructed to provide the funeral services. In these circumstances you would not be entitled to the £250 contribution.
You can add Funeral Benefit Option anytime during the period of your policy, however you can only add this feature once. This includes any Funeral Benefit Option you may have with another over 50s life insurance provider. Also, if you already have a pre-paid Funeral Plan with Dignity you can't take up this offer and if you were to take out a Funeral Plan in the future, your Funeral Benefit Option would be cancelled.

Full details can be found in our Policy Terms and Conditions PDF .

Key documents - please read before you apply

PDF file: Over 50s Fixed Life Insurance Policy Summary PDF size: 62 KB

PDF file: Over 50s Life Insurance Policy Terms and Conditions PDF size: 70 KB

How to add Funeral Benefit Option

Our Over 50s Fixed Life Insurance could allow you to leave a fixed cash sum to your loved ones when you pass away, which could be used to help contribute towards your funeral costs or be left as a gift.

If you are looking to leave a sum to help contribute towards funeral costs you could choose to add the Funeral Benefit Option to your plan if you apply by phone. Terms and Conditions apply.

If you already have an Over 50s Fixed Life Insurance with us you may be able to add the Funeral Benefit Option.

Please call us on: 0370 010 40800370 010 4080 Opening hours: 9am and 5pm Monday to Friday. We may record and monitor calls and call charges will vary.

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Call us on 0800 316 84350800 316 8435

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Saturday 9am - 1pm

We may record and monitor calls