Property wealth in over 55s

Many advisers are already using later life mortgages to help clients make smarter choices about their finances.

As house prices continue to rise, are you considering how clients with sizeable property wealth could utilise one of their biggest assets?

A later life mortgage is a loan for over 55's, secured against your client's home.

Think differently series

We’re launching a ‘Think Differently’ video series, providing advisers with a wealth of content to support them with their planning conversations.

To kick off the series, we've partnered with tax expert Tony Wickenden, founder of Technical Connection. Throughout September Tony will be discussing a range of topics;

Week 1: An ‘all asset’ approach to estate planning
Week 2: An introduction into Intergenerational planning with property wealth
Week 3: A Tax efficient approach to decumulation
Week 4: Facilitating lifetime giving with lifetime mortgages

Stay close to our webpage to see the series unfold throughout September and beyond.

This week's video

All asset approach to financial planning

In episode 1, Tony shares his views on including property wealth as part of an "All asset" approach to drawdown strategy and explains the potential tax implications.

‘Your client’s pension fund may seem the obvious place to draw money from when it’s needed, but its tax efficient status means that in many cases, if you can, you should seek to preserve it intact’ - Tony Wickenden

 

 

Technical resources to help you grow smarter

Our technical resources are designed to build your confidence in later life mortgages, help you create new business opportunities and demonstrate different planning options for your clients.