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Later life mortgages

Read our insight and articles for later life mortgages.

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Help your clients feel secure in their future with an Optional Payment Lifetime Mortgage

With more clients exploring equity release as a vehicle to repay interest-only mortgages, we spoke to equity release specialist and business owner, Chris Fisk.

Roll of houses

Deliver your clients greater flexibility with an Optional Payment Lifetime Mortgage

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A predictable product in an uncertain world? No dramas

An Optional Payment Lifetime Mortgage from Legal & General gives your clients more certainty, with fewer surprises.

Family with an adviser

Cascading wealth: an adviser perspective

First-time buyers need more help than ever to get on the property ladder. Equity release adviser, Sally Jones, shares insight on how clients can cascade wealth with a lifetime mortgage.

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A flexible approach to retirement

For many people aged 55 and over, the road to retirement looks a little different to how it did a decade ago.

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Using a lifetime mortgage for energy efficient home improvements

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We've enhanced our Energy Saver Cashback offer

Did you know your clients could earn up to £1,000 cashback on certain energy efficient home improvements?

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Helping your clients build and release equity

A relationship with a mortgage adviser could build over almost a lifetime - so why should this stop at retirement?

House in the country

Why RIO? Interview with an adviser

To understand the experience of advising on a Retirement Interest Only Mortgage (RIO), we spoke to Phil Small of HQ Mortgage and Finance.

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Make your lifetime mortgage business a success

Steve Kibler, an equity release adviser from Penvest, shares insight on how to spot new opportunities in the lifetime mortgage market to successfully build your business.

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Five ways equity release can help first-time buyers

More than half of first-time buyers said raising the funds for a deposit was by far the biggest barrier to homeownership.

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The rise of the asset-affluent

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Cascading wealth with a lifetime mortgage

Lifetime mortgages are a growing market. Find out how families can benefit from equity release.

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Making local connections that work

Jane Hanlon, Mortgage Club Manager at Advise Wise, shares her views on how advisers can build local connections to generate new lifetime mortgage leads for their business.

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Could property wealth replace a pension?

While many people’s retirement income will be provided by their pension, we consider why using property wealth could be a tax efficient alternative for your clients.

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Considering lifetime mortgages in estate planning

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Is downsizing the only option?

Some of your clients may think downsizing is the only way to boost their finances in retirement. They may not realise a lifetime mortgage could help.

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Your clients helping their grandchildren

With many young people struggling to get a foot on the property ladder - are more grandparents stepping into help?

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Making lifetime mortgages work for families

Lifetime mortgages can help your client’s family too. Rob Miles talks about families and our new equity release ‘myth busting’ campaign.

Couple moving

Should clients downsize to help grandchildren?

Clients now downsize to help their grandchildren get on the housing ladder, but should they?

Multi-Pet Discount Terms and Conditions

This website is designed to give professional financial advisers information and tools that they can use to help control and develop their business and should not be relied upon by private investors or any other persons.

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