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Later life mortgages

Read our insight and articles for later life mortgages.

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Embracing your client's future with confidence

With the current economic uncertainty here in the UK, later-life homeowners may be feeling less stable than they expected. Read our article to find how we're embracing the future.

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Home improvements making later life more accessible

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Over 55s and the rise of sustainable living

More than ever, the over 55s are thinking about the long-term choices they make for their home. Read our article on how our lifetime mortgages are promoting eco home improvements.

Adviser with clients

Make your lifetime mortgage business a success

Steve Kibler, an equity release adviser from Penvest, shares insight on how to spot new opportunities in the lifetime mortgage market to successfully build your business.

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Help your clients feel secure in their future with an Optional Payment Lifetime Mortgage

With more clients exploring equity release as a vehicle to repay interest-only mortgages, we spoke to equity release specialist and business owner, Chris Fisk.

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Deliver your clients greater flexibility with an Optional Payment Lifetime Mortgage

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A predictable product in an uncertain world? No dramas

An Optional Payment Lifetime Mortgage from Legal & General gives your clients more certainty, with fewer surprises.

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Cascading wealth: an adviser perspective

First-time buyers need more help than ever to get on the property ladder. Equity release adviser, Sally Jones, shares insight on how clients can cascade wealth with a lifetime mortgage.

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A flexible approach to retirement

For many people aged 55 and over, the road to retirement looks a little different to how it did a decade ago.

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Using a lifetime mortgage for energy efficient home improvements

Taking out a lifetime mortgage enabled Lillian to finish the work her home, prioritising eco-friendly methods and provided a cushion to top up her pension.

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We've enhanced our Energy Saver Cashback offer

Did you know your clients could earn up to £1,000 cashback on certain energy efficient home improvements?

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Why RIO? Interview with an adviser

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Five ways equity release can help first-time buyers

More than half of first-time buyers said raising the funds for a deposit was by far the biggest barrier to homeownership.

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The rise of the asset-affluent

The UK is famously a nation of proud homeowners. Buying, renovating, redecorating and selling property might as well be a national pastime. Still, there’s one element of homeownership which we seem uniquely squeamish about discussing: using a home in retirement planning.

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Cascading wealth with a lifetime mortgage

Lifetime mortgages are a growing market. Find out how families can benefit from equity release.

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Making local connections that work

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Could property wealth replace a pension?

While many people’s retirement income will be provided by their pension, we consider why using property wealth could be a tax efficient alternative for your clients.

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Considering lifetime mortgages in estate planning

Estate planning with the family home has traditionally been difficult. We discuss how lifetime mortgages could provide an alternative way to use property in Inheritance Tax (IHT) planning.

Multi-Pet Discount Terms and Conditions

This website is designed to give professional financial advisers information and tools that they can use to help control and develop their business and should not be relied upon by private investors or any other persons.

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