Family of women

Bank of Family

With Bank of Family lending expected to hit £10 billion by 2025, there’s a huge opportunity for you to guide more families through the process. Read our article.
Couple on laptop

Navigating the transition into retirement
People painting

Embracing your client's future with confidence

With the current economic uncertainty here in the UK, later-life homeowners may be feeling less stable than they expected. Read our article to find how we're embracing the future.
Men laughing

Home improvements making later life more accessible

Chronic illness and disability mean a ‘normal’ life at home can be increasingly difficult for many of your clients. But leaving their home for a more suitable property or to go into care is something many would like to avoid. With your help, there is a way they can stay.
Man with children

Over 55s and the rise of sustainable living

More than ever, the over 55s are thinking about the long-term choices they make for their home. Read our article on how our lifetime mortgages are promoting eco home improvements.
Man with keys

Lifetime mortgages: a solution for clients going through a divorce?
Adviser with clients

Make your lifetime mortgage business a success

Steve Kibler, an equity release adviser from Penvest, shares insight on how to spot new opportunities in the lifetime mortgage market to successfully build your business.

Women with blue background

Finding financial fairness: supporting women in later life divorce

It’s often women who feel the financial burden from a later life divorce. How can advisers help women find financial fairness?
Adviser smiling

Help your clients feel secure in their future with an Optional Payment Lifetime Mortgage

With more clients exploring equity release as a vehicle to repay interest-only mortgages, we spoke to equity release specialist and business owner, Chris Fisk.

Roll of houses

Deliver your clients greater flexibility with an Optional Payment Lifetime Mortgage

We caught up with experienced mortgage broker, Louise Baker from My Sort of Loan. We discussed her journey with equity release and how products like the Optional Payment Lifetime Mortgage are giving her clients more flexibility.
Man on laptop

A predictable product in an uncertain world? No dramas

An Optional Payment Lifetime Mortgage from Legal & General gives your clients more certainty, with fewer surprises.
Family with an adviser

Cascading wealth: an adviser perspective
Family on field

A flexible approach to retirement

For many people aged 55 and over, the road to retirement looks a little different to how it did a decade ago.
Lillian with wood blocks

Using a lifetime mortgage for energy efficient home improvements

Taking out a lifetime mortgage enabled Lillian to finish the work her home, prioritising eco-friendly methods and provided a cushion to top up her pension.
woman-on-laptop-at-desk-by-window

Deadline to Breadline 2022

Deadline to Breadline report: Exploring the financial resilience of working households across the UK
Man with solar panels

We've enhanced our Energy Saver Cashback offer
Family with bubbles

How a Midlife MOT can strengthen your client relationships

Your client’s midlife can be an exciting time. That’s why we’ve created our Midlife MOT with The Open University.
House in the country

Why RIO? Interview with an adviser

To understand the experience of advising on a Retirement Interest Only Mortgage (RIO), we spoke to Phil Small of HQ Mortgage and Finance.
Couple moving

Five ways equity release can help first-time buyers

More than half of first-time buyers said raising the funds for a deposit was by far the biggest barrier to homeownership.
Houses birds side view

The rise of the asset-affluent

The UK is famously a nation of proud homeowners. Buying, renovating, redecorating and selling property might as well be a national pastime. Still, there’s one element of homeownership which we seem uniquely squeamish about discussing: using a home in retirement planning.
Man looking out

Why pension equality’s a big challenge when couples divorce

We talked to pensions and divorce expert Debora Price, Professor of Social Gerontology. She’ll help us explore why pensions can be so challenging when people are divorcing and how you can help them make better decisions.
Women with grandchildren

Cascading wealth with a lifetime mortgage
Rings on table

Divorce in later life

Later life divorce has risen by 64% since 1990 and shows no signs of slowing down. In fact, now one in four divorces occur after the age of 50.
The true cost of divorce

The true cost of divorce

We’ve highlighted the key facts and figures around divorce to support your conversations with clients and professional connections.
Women walking to estate agents

Making local connections that work

Jane Hanlon, Mortgage Club Manager at Advise Wise, shares her views on how advisers can build local connections to generate new lifetime mortgage leads for their business.
Couple walking

Could property wealth replace a pension?
Divorcing couple with adviser

Supporting your clients through a divorce in later life

More retirees than ever are choosing to separate in later life, which can have a huge impact on financial wellbeing. We explain how advisers can support clients through the divorce process and help them reach the best outcomes to embrace a fresh start.

Longevity: The hub of retirement planning

We’re living for longer and choosing more varied retirements than ever before. Although we don’t know how long an individual may live, we can take steps to help clients deal with the risks posed by longevity.
Man with child

Considering lifetime mortgages in estate planning

Estate planning with the family home has traditionally been difficult. We discuss how lifetime mortgages could provide an alternative way to use property in Inheritance Tax (IHT) planning.
A couple with an adviser

A vision for retirement

We explore the multitude of solutions that are available and how they can be layered together for a better blend of security, flexibility and control.
Man with child

Leaving a legacy

How do you use a variety of assets to maximise the legacy a client can leave?
Women looking out

Physical and mental health in retirement
Couple on a beach

Patterns of expenditure

We consider the ways to build flexible retirement plans to help you provide financial security for your clients throughout their changing circumstances and expectations in retirement.
Women with adviser

A guaranteed income with flexibility?

We explore how advisers can help their clients achieve financial security while adapting to their shifting requirements and goals in retirement.
Couple with adviser

Fixed term annuities – for the unforeseeable future

Discussing how fixed term annuities can support a flexible approach to retirement planning whilst offering clients security and peace of mind.

Group of people

How financial choices impact wellbeing
Women with car key

Buying an annuity, or the latest mini-MPV?

Over 80% of consumers surveyed spend an hour or less a week actively managing their retirement finances. Only 53% could accurately describe what an annuity is.
Adviser with couple

How to get the best annuity rate for your client

Why it’s important for clients to be honest and open about their lifestyle choices and their existing or previous health conditions.