Scottish Widows

How to register with this lender as a new user

Online Mortgage Service ‘SWB Click’, Registration and it takes two working days to get access

How to add Mortgage Club as a payment route with this lender

You must use your Legal & General agency number when submitting cases.

How to contact this lender

Intermediary Support Contact Page

Post: Scottish Widows Bank, PO Box 12757, 67 Morrison Street, Edinburgh EH3 8YJ

Phone: 0345 845 0110 (8am – 6pm Monday to Friday, Wednesdays from 10am)


What makes us different

Scottish Widows Bank offers mortgage products designed to provide your clients with flexible solutions.  

Our products

Our Professional Mortgage is available to solicitors, accountants, medical doctors, barristers, pharmacists, dentists, vets, optometrists, trainee solicitors, actuaries and teachers. It offers increased flexibility through a variety of features, including offset and up to 90% borrowing.

A straightforward mortgage that offers a range of additional flexible features, including offset, and could meet the needs of many of your clients including the self employed. Available up to 90% borrowing.



  • Choice of reduced term or reduced monthly payment
  • No additional charge or higher  rates for offset facility
  • Simply one mortgage and one savings account
  • Use the online offset calculator to show your clients the benefit of offsetting

Remortgage Incentives

Switch and Fix

  • Available on base rate tracker mortgages
  • Switch to a new fixed rate without paying an Early Repayment Charge
  • A fixed rate booking fee applies.

Internet Banking

Allows clients to manage their mortgage and Offset Saver Account online.


Online Mortgage Service

  • Create Key Facts Illustrations
  • Obtain Decisions in Principle
  • Submit full applications
  • Online Case Tracking

A personal touch

  • Dedicated BDM and Mortgage Telephony teams
  • Choose how you’d like to apply – online, telephone or post.
  • Direct personal case ownership and access to underwriters and credit managers
  • Flexible underwriting – finding solutions for individual circumstances
  • No cross sell guarantee
  • Procuration fees paid weekly.

Submitting an application

There are three ways you can submit an application:

  • Apply online - We’ll send you login details as soon as we receive your completed registration form
  • By phone - Call us on 0345 845 0110. Our lines are open 8am to 6pm Monday to Friday (Wednesdays from 10am).
  • By post - Scottish Widows Bank, PO Box 12757, 67 Morrison Street, Edinburgh EH3 8YJ
Fee received from lender
(Gross fee)
We'll pay you
(Net fee)
Standard products0.360%0.345%
Product Transfer0.360%0.345%
Further Advance0.360%0.345%
Equity Release - Lump sum & Further Advance3.000% (max £10,000)2.850% (max £9,500)
Equity Release - Future Release1.250% (max £10,000)1.200% (max £9,500)