Nottingham Building Society
How to register with this lender as a new user
Visit Nottingham Building Society and complete the online registration form and select Legal & General when requested.
How to add Mortgage Club as a payment route with this lender
Visit Nottingham Building Society and complete the online registration form and select Legal & General when requested.
How to contact this lender
You can contact our Intermediary Enquiry Line on 0344 481 0029 or visit our website to find your BDM.
Who we are:
At Nottingham Building Society, we’re on an exciting journey to make it easier for people with different or complex circumstances to own their own home.
Join us on a mission to make homeownership a reality for people with different or tricky finances. We want you to love working with us. That means user-friendly systems, top-notch communication and new tech that keeps a personal touch.
Unlocking homeownership
We find new ways to help people get into their dream homes – even if they're struggling.
Embracing differences
Every borrower is unique. We focus on understanding those differences and lending where others hesitate.
Partnering with the best
To hit these goals, we've teamed up with some of the sharpest minds in fintech. They're transforming how we work and who we can lend to.
A fresh new look
If you've noticed we look a little different, that's because we are different. Our new brand celebrates our 175-year-old history with a modern twist. By championing financial diversity, we're redefining mutuals to reflect today's Britain.
Our key benefits are:
- Free legal fees for remortgages (standard legal fees only), excluding limited company Buy-to-let
- Latest trading figures considered for self-employed applicants
- One free basic valuation and a subsidised homebuyer report
- Full procuration fee paid on porting applications
- All mortgage offers are valid for six months
What we do:
- Residential
- Strong affordability, including max LTI of 5.5x
- Interest-only up to 80% LTV (60% for sale of mortgaged property)
- Foreign nationals
- No minimum time of residency required in the UK
- No UK credit history needed – through our data partner we can access overseas credit files from 13 different countries
- Retirement interest only
- Up to 60% LTV
- Purchase and remortgage
- Buy-to-let
- No minimum personal income requirement
- Non-current owner occupier
- Limited co BTL
- New landlord and new SPV accepted
- Flexible deposit and concessionary purchase accepted
|
Fee received from lender (Gross fee) |
We'll pay you (Net fee) |
|---|---|---|
| Residential | 0.40% (min £200) | 0.38% (min £175) |
| Retirement Interest Only (RIO) | 0.50% (min £200) | 0.48% (min £175) |
| Expat/ Foreign Nationals | 0.50% (min £200) | 0.48% (min £175) |
| Buy to Let | 0.40% (min £200) | 0.38% (min £175) |
| Limited Company Buy to Let | 0.55% (min £0) | 0.50% (min £0) |
| Product transfers - Residential and BTL | 0.30% (min £0) | 0.28% (min £0) |
| Product transfers - LTD Company BTL and RIO | 0.35% (min £0) | 0.32% (min £0) |