The Mortgage Works

How to register with this lender as a new user

Visit TMW and complete the online registration form.  When asked during the registration process please select Legal & General as your mortgage club.

How to add Mortgage Club as a payment route with this lender

If Legal & General do not show as a payment route please Email TMW to request this to be added.

How to contact this lender

Broker Chat is an online instant messaging service. Open until 5pm, Monday to Friday. It is a quick and easy way to speak to one of our advisers. You can get help with the following:

  • Lending criteria
  • Products
  • Procuration fees
  • Registrations
  • Technical support.

With Broker Chat you can save a record of your online conversation.

Who we are

The Mortgage Works (TMW)

The Mortgage Works is a subsidiary of Nationwide Building Society and has been offering mortgages for over 30 years. Decades after our first loan to a landlord, we’re still working hard to bring you the best of Buy to Let. A lot’s changed, but we’re still as dedicated to supporting landlords and our brokers as we’ve always been. Crafted products. Competitive pricing. Clear criteria. An enduring commitment to helping you help your clients. We work so The Mortgage Works.

0345 600 31 31

What we do

Products & Features

  • No minimum personal income requirements
  • No maximum age for Experienced Landlords at 65% LTV or less. For other applicants or LTVs, maximum age at application is 70 years.
  • No limit on number of properties
  • Lower rate taxpayer proposition (130% interest cover ratio)
  • Buy to Let and Let to Buy products up to 80% LTV. With a range of product fees to suit your clients’ needs.
  • Limited Company proposition with products available up to 80% LTV and 130% Interest Cover Ratio
  • Portfolio landlords accepted, and no limit on number of properties held by landlord
  • HMO products available up to 75% LTV
  • Green Further Advance mortgage available to support your clients in improving the energy efficiency of their properties.

Submit applications through TMW Online

TMW Online is our online application system for brokers, which provides fast processing and case tracking to give you an efficient case experience.:

  • Submit your clients’ applications easily
  • Case tracking without the need to call – our systems are updated every 10 minutes
  • Electronic decisions in principle
  • Upload proofs to TMW Online using our document upload facility
  • Dynamic form filling
  • Download and print case documents online for your compliance records.
Fee received from lender
(Gross fee)
We'll pay you
(Net fee)
Large portfolio Products0.540%0.490%
Limited Company Buy to Let0.540%0.490%
Buy to Let0.440%0.390%
Switcher Product Advance0.200%0.190%