Molo

Who we are

Molo is an award-winning digital mortgage lender. Our mission is to streamline mortgage lending by leveraging cutting-edge technology for faster, real-time decision-making. 

With a focus on customer satisfaction, reflected in our outstanding 4.8-star rating on Trustpilot, we deliver exceptional service to our customers. Since 2018, we've processed over £1.7 billion in mortgage applications. 

Specialising in buy-to-let (BTL) mortgages, we serve a diverse clientele including UK residents, non-UK residents, and expats looking to purchase or remortgage buy-to-let properties in England and Wales. With competitive offerings and unwavering dedication to innovation, Molo is committed to reshaping the mortgage industry for the better. 

What we do

At Molo, we specialise in delivering customised buy-to-let solutions tailored to diverse landlord profiles, including individuals, limited companies, Portfolio Landlords (PBTL), Houses of Multiple Occupation (HMOs), and Multi-unit Freehold Blocks (MUFBs). 

Our flexible eligibility criteria welcome first-time buyers and landlords without minimum income requirements. We accommodate various property types, from small flats of 30 square metres to new builds, student-lets, holiday lets, and investor-led properties. We also cater to larger HMOs/MUFBs (12 bedrooms/units) and Portfolio Landlords with up to 50 mortgaged BTLs. 

Non-UK residents and expat investors can invest in UK property without a UK footprint or bank account. 

Our streamlined underwriting process ensures quick solutions for all borrowers, regardless of complexity. Whether your borrowing needs are straightforward or intricate, Molo is committed to providing personalised and efficient solutions to landlords of all sizes.